A/RES/74/205
Financial inclusion for sustainable development
inclusion, and that the Addis Ababa Action Agenda, inter alia, seeks to ensure that
policy and regulatory environments support financial market sta bility, integrity and
the promotion of financial inclusion in a balanced manner and with appropriate
consumer protection, working towards the strengthening of financial literacy,
capacity development for developing countries and full and equal access to fo rmal
financial services for all, in a manner that contributes to the mobilization of domestic
resources for public and private investment in the economy and for capital formation
and to greater availability of financial services in ways that spur enterpris e growth
and job creation and stimulate the economy and that brings more people and
businesses into the formal economy in ways that stimulate economic growth, increase
transparency and accountability and contribute to increased tax collection,
Emphasizing the relevance of inclusion in the international financial system at
all levels and the importance of considering financial inclusion as a policy objective
in financial regulation, in accordance with national priorities and legislation,
Recommitting to promoting appropriate, affordable and stable access to credit
and other financial services to micro-, small and medium-sized enterprises, in
particular businesses and enterprises in the social and solidarity economy operating
in both the formal and informal sectors, as well as adequate skills development
training for all, particularly for youth, persons with disabilities, older persons,
women, indigenous peoples, local communities and entrepreneurs,
Acknowledging that the promotion of formal financial systems and services with
robust risk-based regulatory frameworks for all financial intermediation, as
appropriate, as well as the rule of law and accountable and inclusive institutions,
contributes to inclusive financial systems and to effectively and comprehensively
combating corruption and curbing illicit financial flows,
Recognizing the value and principles of multi-stakeholder engagement also with
regard to the development of national financial inclusion strate gies, and that
multi-stakeholder partnerships and the resources, knowledge and ingenuity of the
private sector, civil society, the scientific community, academia, philanthropy and
foundations, parliaments, local authorities, volunteers and other stakeholde rs will be
important in mobilizing and sharing knowledge, expertise, technology and financial
resources, complementing the efforts of Governments and supporting the achievement
of the Sustainable Development Goals, in particular in developing countries,
Recognizing also that many people in vulnerable situations are disproportionately
excluded from financial systems and may not have access to financial services or may
be reluctant to adopt them,
Reiterating the pledge that no one will be left behind, reaffirming the
recognition that the dignity of the human person is fundamental, and the wish to see
the Goals and targets met for all nations and peoples and for all segments of society,
and recommitting to endeavour to reach the furthest behind first,
1.
Recalls the inclusion in the 2030 Agenda for Sustainable Development 1
of, inter alia, several targets related to the promotion of financial inclusion, also
recalls that the Sustainable Development Goals and associated targets are integrated
and indivisible and balance the three dimensions of sustainable development, and in
this regard looks forward to their achievement;
2.
Also recalls the inclusion in the Addis Ababa Action Agenda of the Third
International Conference on Financing for Development 2 of, inter alia, several policies
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2
2/4
Resolution 70/1.
Resolution 69/313, annex.
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